Is your investment process optimised for your business?
- How confident do you feel about the investment asset class model that you create?
- Is your process fully documented and if challenged, could you present a cohesive argument as to the effectiveness of your modelling? (How much you recommend in each of the asset classes).
- If you are using someone else’s models, how well do you know what sits behind them?
- Are the assets in your investment asset class models negatively or positively correlated, and do you fully understand the impact of this?
- How do you demonstrate that your research is up-to-date and considers all of the material facts in determining your investment proposition?
- What tests will you carry out to ensure that your investment models are efficient and that too great or too little risk has not inadvertently crept into the portfolio?
- What research do you carry out in deciding which investment funds to recommend to your clients?
- What benchmarks do you use to check the suitability of the recommended investment funds?
- Does it continue to satisfy the FCA’s requirements to be RDR compliant?
The Sandringham Investment proposition
At Sandringham, particularly where risk is a factor, we ensure that our recommendations are suitable, proportionate and clearly understood by our clients.
Knowing our clients – we are robust in finding out about our client’s aspirations and needs, including their attitude to risk and capacity for loss.
Choosing the right funds – we offer focused panel investments, meaning we offer our internal research resources directly to our advisers.
Monitor and rebalancing portfolios – an essential part of the risk management process. Our fusion portfolios are rebalanced automatically.
Regular reviews – an annual comprehensive review of investments to check if the portfolios are performing as expected. This is also an opportunity to re-assess a client’s attitude to risk.
Find out more about Sandringham’s Investment Proposition